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Somer LasiterIndependent Agent

Questions people ask me

These come up a lot, so I wrote them down. Nothing here is legal or financial advice — it is just how I would explain it if you were sitting across from me.

A parent and child reading together on a couch at home

The short answers

If the question you actually have is not on this page, that is the one I most want to hear. There is no such thing as a dumb question in this line of work — half my job is translating the paperwork.

Still wondering about something?

Call or text me at 615-478-7707, or send it over and I will answer it straight.

Ask your question

Nothing. Quotes are free and there is no obligation. You tell me what you are looking to protect, I shop the options, and you decide if anything is worth moving forward with.

Because I am not tied to one company. I can look across several carriers, compare what they offer, and help you find coverage that fits your situation and your budget. If something changes later, you still have one person to call.

Just the basics — your name, a good phone number, and a sentence or two about what you want covered. For auto that usually means your vehicles and drivers, for home it is the address and an idea of the home's age and size. We can sort out the details on the phone.

I hold a life insurance license and a property and casualty license in Tennessee, so I can help with life insurance, auto, home, renters, and small business coverage.

Please do. Most people start with a question, not a policy. Tell me what is on your mind and I will explain your options in plain English — no pressure and no jargon.

Columbia is home, and I work with folks all over Middle Tennessee — Spring Hill, Franklin, Murfreesboro, Lewisburg, and the smaller towns in between.

Good to know

Quotes are always free

There is no charge to ask, and no obligation to buy. If the numbers do not work for you, say so — I would rather hear that than have you go quiet.

You can keep your current company

Plenty of people just want a second look at a renewal. Bring me what you have and I will tell you honestly whether it is competitive.

I answer my own phone

When you call or text, you get me — not a queue. If I miss you because I am with someone, I call back the same day.

Questions? Let’s just talk it through.

Call or text me and we will figure out what you actually need. No pressure, no obligation, and no jargon.